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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,136 | $138,102-6.5% | $125,381+3.0% | $134,532-4.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -43.15% | 750.73%-793.9pp | 572.31%-615.5pp | 418.27%-461.4pp |
| Employer contribution / active EE | $25,274 | $5,245+381.8% | $4,815+424.9% | $4,741+433.1% |
| Participant deferral / active EE | $15,922 | $7,801+104.1% | $7,448+113.8% | $6,401+148.7% |
| Admin fee / account holder | $1,450 | $11,568-87.5% | $10,007-85.5% | $11,429-87.3% |