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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,298 | $160,070+46.4% | $147,117+59.3% | $145,897+60.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.59% | 98.69%-84.1pp | 420.54%-405.9pp | 552.29%-537.7pp |
| Employer contribution / active EE | $14,292 | $5,285+170.5% | $4,932+189.8% | $4,663+206.5% |
| Participant deferral / active EE | $13,750 | $8,419+63.3% | $8,065+70.5% | $6,689+105.6% |
| Admin fee / account holder | $9,818 | $15,035-34.7% | $12,993-24.4% | $13,390-26.7% |