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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,404 | $73,978+226.3% | $96,515+150.1% | $75,173+221.1% |
| Participation rate | 62.1% | 66.4%-4.4pp | 74.3%-12.3pp | 67.2%-5.1pp |
| Annual return | 16.23% | 26.72%-10.5pp | 35.73%-19.5pp | 160.72%-144.5pp |
| Employer contribution / active EE | $1,885 | $2,931-35.7% | $3,740-49.6% | $2,671-29.4% |
| Participant deferral / active EE | $6,113 | $3,660+67.0% | $4,880+25.3% | $4,126+48.1% |
| Admin fee / account holder | $15,392 | $5,219+194.9% | $6,735+128.5% | $5,651+172.4% |