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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,006 | $81,504+222.7% | $102,437+156.7% | $80,959+224.9% |
| Participation rate | 75.7% | 66.9%+8.8pp | 74.5%+1.2pp | 67.7%+8.0pp |
| Annual return | 12.42% | 25.60%-13.2pp | 24.95%-12.5pp | 35.67%-23.2pp |
| Employer contribution / active EE | $2,723 | $3,104-12.3% | $3,871-29.7% | $2,757-1.2% |
| Participant deferral / active EE | $9,180 | $3,871+137.2% | $5,060+81.4% | $4,300+113.5% |
| Admin fee / account holder | $54,945 | $6,719+717.7% | $8,388+555.0% | $6,925+693.4% |