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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,006 | $81,446+222.9% | $103,374+154.4% | $80,874+225.2% |
| Participation rate | 75.7% | 66.9%+8.8pp | 74.5%+1.2pp | 67.6%+8.0pp |
| Annual return | 12.42% | 25.57%-13.1pp | 24.89%-12.5pp | 35.62%-23.2pp |
| Employer contribution / active EE | $2,723 | $3,107-12.4% | $3,869-29.6% | $2,756-1.2% |
| Participant deferral / active EE | $9,180 | $3,870+137.2% | $5,058+81.5% | $4,297+113.6% |
| Admin fee / account holder | $54,945 | $6,715+718.3% | $8,394+554.6% | $6,935+692.3% |