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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,625 | $150,447-13.8% | $136,298-4.9% | $147,586-12.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.58% | 1049.15%-1032.6pp | 5156.27%-5139.7pp | 578.59%-562.0pp |
| Employer contribution / active EE | $5,933 | $5,256+12.9% | $4,696+26.3% | $4,876+21.7% |
| Participant deferral / active EE | $13,127 | $6,631+98.0% | $6,247+110.1% | $5,439+141.4% |
| Admin fee / account holder | $18,690 | $10,906+71.4% | $9,244+102.2% | $10,886+71.7% |