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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,572 | $209,425-74.4% | $178,499-70.0% | $158,966-66.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -3.17% | 188.80%-192.0pp | 151.10%-154.3pp | 302.95%-306.1pp |
| Employer contribution / active EE | $13,730 | $5,707+140.6% | $5,011+174.0% | $4,762+188.3% |
| Participant deferral / active EE | $10,230 | $5,955+71.8% | $5,202+96.6% | $5,983+71.0% |
| Admin fee / account holder | $2,348 | $17,078-86.3% | $13,986-83.2% | $11,250-79.1% |