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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,004 | $112,112-93.8% | $95,956-92.7% | $158,950-95.6% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 16.40% | 171.15%-154.7pp | 91.63%-75.2pp | 302.91%-286.5pp |
| Employer contribution / active EE | $3,400 | $3,199+6.3% | $2,541+33.8% | $4,762-28.6% |
| Participant deferral / active EE | $395 | $4,784-91.7% | $4,167-90.5% | $5,983-93.4% |
| Admin fee / account holder | $1,103 | $10,134-89.1% | $6,797-83.8% | $11,248-90.2% |