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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,123 | $105,158-57.1% | $94,672-52.3% | $139,487-67.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.02% | 38.11%-21.1pp | 156.89%-139.9pp | 373.84%-356.8pp |
| Employer contribution / active EE | $6,370 | $4,107+55.1% | $3,673+73.4% | $4,755+34.0% |
| Participant deferral / active EE | $2,263 | $7,599-70.2% | $7,417-69.5% | $6,713-66.3% |
| Admin fee / account holder | $4,663 | $8,972-48.0% | $7,222-35.4% | $11,407-59.1% |