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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,143 | $106,008-70.6% | $92,240-66.2% | $147,586-78.9% |
| Participation rate | 86.7% | 80.4%+6.3pp | 76.5%+10.2pp | 82.8%+3.8pp |
| Annual return | 8.67% | 50.05%-41.4pp | 176.29%-167.6pp | 578.59%-569.9pp |
| Employer contribution / active EE | $2,326 | $4,333-46.3% | $3,680-36.8% | $4,876-52.3% |
| Participant deferral / active EE | $3,591 | $4,478-19.8% | $3,897-7.8% | $5,439-34.0% |
| Admin fee / account holder | $4,321 | $6,333-31.8% | $5,194-16.8% | $10,886-60.3% |