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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,842 | $129,737-61.6% | $119,126-58.2% | $154,746-67.8% |
| Participation rate | 91.7% | 78.9%+12.8pp | 75.8%+15.9pp | 80.7%+11.0pp |
| Annual return | 7.13% | 379.08%-371.9pp | 282.11%-275.0pp | 172.34%-165.2pp |
| Employer contribution / active EE | $6,747 | $4,375+54.2% | $4,034+67.3% | $4,379+54.1% |
| Participant deferral / active EE | $3,253 | $5,842-44.3% | $5,318-38.8% | $6,730-51.7% |
| Admin fee / account holder | $34,360 | $11,961+187.3% | $10,693+221.3% | $14,365+139.2% |