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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,149 | $96,558-60.5% | $80,977-52.9% | $273,972-86.1% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 15.39% | 15.14%+0.2pp | 17.11%-1.7pp | 41.46%-26.1pp |
| Employer contribution / active EE | $2,954 | $4,869-39.3% | $3,715-20.5% | $4,869-39.3% |
| Participant deferral / active EE | $5,086 | $6,598-22.9% | $5,696-10.7% | $5,287-3.8% |
| Admin fee / account holder | $1,737 | $7,493-76.8% | $5,517-68.5% | $10,133-82.9% |