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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,990 | $72,177+78.7% | $115,037+12.1% | $59,633+116.3% |
| Participation rate | 88.7% | 72.6%+16.2pp | 81.4%+7.4pp | 68.7%+20.1pp |
| Annual return | -4.22% | 12.02%-16.2pp | 26.14%-30.4pp | 2041.40%-2045.6pp |
| Employer contribution / active EE | $5,147 | $2,841+81.1% | $4,608+11.7% | $2,203+133.7% |
| Participant deferral / active EE | $9,255 | $4,783+93.5% | $6,026+53.6% | $3,192+190.0% |
| Admin fee / account holder | $9,767 | $4,927+98.2% | $8,175+19.5% | $4,297+127.3% |