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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,785 | $53,128-64.6% | $86,582-78.3% | $70,126-73.2% |
| Participation rate | 58.5% | 65.3%-6.8pp | 73.5%-15.0pp | 69.5%-11.0pp |
| Annual return | 18.49% | 27.66%-9.2pp | 965.08%-946.6pp | 73.15%-54.7pp |
| Employer contribution / active EE | $459 | $2,068-77.8% | $2,839-83.8% | $2,343-80.4% |
| Participant deferral / active EE | $816 | $2,695-69.7% | $3,609-77.4% | $3,332-75.5% |
| Admin fee / account holder | $360 | $3,584-89.9% | $4,904-92.7% | $4,645-92.2% |