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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,757 | $167,353-70.9% | $143,797-66.1% | $134,545-63.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.49% | 0.48%-19.0pp | -0.04%-18.5pp | 418.37%-436.9pp |
| Employer contribution / active EE | $9,477 | $5,620+68.6% | $4,952+91.4% | $4,742+99.9% |
| Participant deferral / active EE | $6,087 | $6,447-5.6% | $5,638+7.9% | $6,401-4.9% |
| Admin fee / account holder | $3,267 | $18,096-81.9% | $14,679-77.7% | $11,431-71.4% |