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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,585 | $51,642+468.5% | $129,384+126.9% | $80,935+262.7% |
| Participation rate | 98.2% | 56.9%+41.3pp | 69.6%+28.6pp | 67.7%+30.6pp |
| Annual return | 15.65% | 20.78%-5.1pp | 9461.77%-9446.1pp | 35.66%-20.0pp |
| Employer contribution / active EE | $9,601 | $1,583+506.5% | $4,153+131.2% | $2,757+248.3% |
| Participant deferral / active EE | $10,141 | $2,670+279.9% | $4,166+143.4% | $4,299+135.9% |
| Admin fee / account holder | $5,265 | $4,312+22.1% | $7,686-31.5% | $6,924-24.0% |