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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Opinion is qualified - a specific issue limited the scope or accuracy of the audit.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,322 | $75,388-90.3% | $123,552-94.1% | $55,725-86.9% |
| Participation rate | 87.0% | 75.7%+11.4pp | 82.3%+4.8pp | 70.9%+16.2pp |
| Annual return | -2.02% | 4.48%-6.5pp | 119.20%-121.2pp | 244.93%-246.9pp |
| Employer contribution / active EE | $2,582 | $3,063-15.7% | $4,628-44.2% | $2,078+24.2% |
| Participant deferral / active EE | $752 | $5,651-86.7% | $6,426-88.3% | $3,356-77.6% |
| Admin fee / account holder | $78 | $120-34.7% | $9,285-99.2% | $115-32.1% |