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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,442 | $82,674-62.0% | $125,381-74.9% | $68,486-54.1% |
| Participation rate | 77.8% | 75.1%+2.7pp | 82.4%-4.6pp | 67.9%+9.9pp |
| Annual return | -14.73% | -5.97%-8.8pp | 572.31%-587.0pp | -7.85%-6.9pp |
| Employer contribution / active EE | $3,133 | $3,382-7.3% | $4,815-34.9% | $2,597+20.7% |
| Participant deferral / active EE | $7,432 | $6,111+21.6% | $7,448-0.2% | $4,028+84.5% |
| Admin fee / account holder | $2,422 | $6,277-61.4% | $10,007-75.8% | $5,404-55.2% |