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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,323 | $202,342-97.9% | $172,753-97.5% | $152,909-97.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 31.81% | 1029.88%-998.1pp | 803.00%-771.2pp | 345.46%-313.7pp |
| Employer contribution / active EE | $1,224 | $5,857-79.1% | $5,144-76.2% | $4,764-74.3% |
| Participant deferral / active EE | $2,765 | $5,948-53.5% | $5,198-46.8% | $5,851-52.8% |
| Admin fee / account holder | $774 | $17,112-95.5% | $13,956-94.5% | $11,601-93.3% |