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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,965 | $185,905-19.9% | $170,057-12.4% | $139,487+6.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 21.56% | 60.56%-39.0pp | 53.42%-31.9pp | 373.84%-352.3pp |
| Employer contribution / active EE | $11,738 | $7,597+54.5% | $6,790+72.9% | $4,755+146.9% |
| Participant deferral / active EE | $14,302 | $11,627+23.0% | $10,411+37.4% | $6,713+113.1% |
| Admin fee / account holder | $26,484 | $15,397+72.0% | $12,826+106.5% | $11,407+132.2% |