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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,546 | $49,897-36.8% | $80,648-60.9% | $75,177-58.0% |
| Participation rate | 54.8% | 55.3%-0.5pp | 67.0%-12.2pp | 67.2%-12.4pp |
| Annual return | 17.44% | 34.68%-17.2pp | 937.21%-919.8pp | 160.75%-143.3pp |
| Employer contribution / active EE | $1,452 | $1,699-14.5% | $2,724-46.7% | $2,671-45.6% |
| Participant deferral / active EE | $2,536 | $2,992-15.3% | $4,443-42.9% | $4,126-38.6% |
| Admin fee / account holder | $1,815 | $3,579-49.3% | $5,382-66.3% | $5,651-67.9% |