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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,240 | $202,463-37.6% | $169,397-25.5% | $139,487-9.5% |
| Participation rate | 92.9% | 81.1%+11.7pp | 77.2%+15.7pp | 80.3%+12.5pp |
| Annual return | 19.12% | 532.64%-513.5pp | 406.23%-387.1pp | 373.84%-354.7pp |
| Employer contribution / active EE | $6,325 | $4,694+34.7% | $4,013+57.6% | $4,755+33.0% |
| Participant deferral / active EE | $14,035 | $6,941+102.2% | $6,223+125.5% | $6,713+109.1% |
| Admin fee / account holder | $6,443 | $10,726-39.9% | $9,017-28.5% | $11,407-43.5% |