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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,407 | $180,749+5.3% | $160,784+18.4% | $137,256+38.7% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 18.98% | 2234.46%-2215.5pp | 1803.92%-1784.9pp | 220.34%-201.4pp |
| Employer contribution / active EE | $4,238 | $4,155+2.0% | $3,733+13.5% | $4,156+2.0% |
| Participant deferral / active EE | $11,377 | $6,844+66.2% | $6,293+80.8% | $6,407+77.6% |
| Admin fee / account holder | $1,788 | $10,397-82.8% | $9,717-81.6% | $12,270-85.4% |