Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,456 | $82,678-87.4% | $125,391-91.7% | $68,490-84.7% |
| Participation rate | 36.8% | 75.1%-38.2pp | 82.4%-45.5pp | 67.9%-31.1pp |
| Annual return | -32.11% | -5.97%-26.1pp | 572.41%-604.5pp | -7.85%-24.3pp |
| Employer contribution / active EE | $1,372 | $3,382-59.4% | $4,816-71.5% | $2,597-47.1% |
| Participant deferral / active EE | $1,868 | $6,111-69.4% | $7,448-74.9% | $4,028-53.6% |
| Admin fee / account holder | $391 | $6,277-93.8% | $10,009-96.1% | $5,403-92.8% |