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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,285 | $202,342+147.7% | $172,753+190.2% | $152,909+227.8% |
| Participation rate | 33.3% | 87.1%-53.7pp | 82.6%-49.3pp | 82.5%-49.1pp |
| Annual return | 17.12% | 1029.88%-1012.8pp | 803.00%-785.9pp | 345.46%-328.3pp |
| Employer contribution / active EE | $1,431 | $5,857-75.6% | $5,144-72.2% | $4,764-70.0% |
| Participant deferral / active EE | $2,251 | $5,948-62.2% | $5,198-56.7% | $5,851-61.5% |
| Admin fee / account holder | $112,525 | $17,112+557.6% | $13,956+706.3% | $11,601+870.0% |