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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,916 | $116,203-88.0% | $93,621-85.1% | $152,909-90.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 15.94% | 35.96%-20.0pp | 32.76%-16.8pp | 345.46%-329.5pp |
| Employer contribution / active EE | $8,108 | $3,219+151.9% | $2,719+198.2% | $4,764+70.2% |
| Participant deferral / active EE | $12,697 | $4,605+175.7% | $4,070+212.0% | $5,851+117.0% |
| Admin fee / account holder | $74,213 | $10,751+590.3% | $7,890+840.6% | $11,601+539.7% |