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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,293 | $93,617-33.5% | $135,982-54.2% | $75,177-17.1% |
| Participation rate | 64.9% | 75.2%-10.3pp | 81.9%-17.0pp | 67.2%-2.3pp |
| Annual return | 17.68% | 30.89%-13.2pp | 68.32%-50.6pp | 160.75%-143.1pp |
| Employer contribution / active EE | $2,510 | $3,538-29.1% | $4,859-48.3% | $2,671-6.0% |
| Participant deferral / active EE | $4,388 | $6,406-31.5% | $7,760-43.5% | $4,126+6.3% |
| Admin fee / account holder | $2,401 | $6,980-65.6% | $10,767-77.7% | $5,651-57.5% |