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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,720 | $110,240-44.0% | $96,544-36.1% | $139,487-55.8% |
| Participation rate | 88.2% | 78.1%+10.1pp | 76.0%+12.2pp | 80.3%+7.9pp |
| Annual return | 16.74% | 26.41%-9.7pp | 25.88%-9.1pp | 373.84%-357.1pp |
| Employer contribution / active EE | $1,447 | $3,622-60.1% | $2,966-51.2% | $4,755-69.6% |
| Participant deferral / active EE | $5,079 | $5,549-8.5% | $4,851+4.7% | $6,713-24.3% |
| Admin fee / account holder | $811 | $11,602-93.0% | $8,254-90.2% | $11,407-92.9% |