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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,525 | $175,259+41.8% | $149,723+66.0% | $139,487+78.2% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 24.89% | 166.82%-141.9pp | 134.50%-109.6pp | 373.84%-349.0pp |
| Employer contribution / active EE | $324 | $5,478-94.1% | $4,821-93.3% | $4,755-93.2% |
| Participant deferral / active EE | $7,825 | $6,522+20.0% | $5,682+37.7% | $6,713+16.6% |
| Admin fee / account holder | $0 | $16,158-100.0% | $13,215-100.0% | $11,407-100.0% |