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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,056 | $82,678-45.5% | $125,391-64.1% | $68,490-34.2% |
| Participation rate | 92.9% | 75.1%+17.8pp | 82.4%+10.5pp | 67.9%+25.0pp |
| Annual return | -17.51% | -5.97%-11.5pp | 572.41%-589.9pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,205 | $3,382-64.4% | $4,816-75.0% | $2,597-53.6% |
| Participant deferral / active EE | $1,837 | $6,111-69.9% | $7,448-75.3% | $4,028-54.4% |
| Admin fee / account holder | $1,103 | $6,277-82.4% | $10,009-89.0% | $5,403-79.6% |