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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,117 | $138,114-44.9% | $125,391-39.3% | $134,545-43.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.66% | 750.88%-767.5pp | 572.41%-589.1pp | 418.37%-435.0pp |
| Employer contribution / active EE | $3,537 | $5,246-32.6% | $4,816-26.6% | $4,742-25.4% |
| Participant deferral / active EE | $9,531 | $7,801+22.2% | $7,448+28.0% | $6,401+48.9% |
| Admin fee / account holder | $821 | $11,570-92.9% | $10,009-91.8% | $11,431-92.8% |