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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,877 | $138,114-7.4% | $125,391+2.0% | $134,545-5.0% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -8.40% | 750.88%-759.3pp | 572.41%-580.8pp | 418.37%-426.8pp |
| Employer contribution / active EE | $6,578 | $5,246+25.4% | $4,816+36.6% | $4,742+38.7% |
| Participant deferral / active EE | $154 | $7,801-98.0% | $7,448-97.9% | $6,401-97.6% |
| Admin fee / account holder | $1,024 | $11,570-91.2% | $10,009-89.8% | $11,431-91.0% |