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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,662 | $138,076-55.3% | $123,553-50.1% | $135,380-54.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.18% | 153.70%-159.9pp | 119.21%-125.4pp | 519.81%-526.0pp |
| Employer contribution / active EE | $7,203 | $5,152+39.8% | $4,628+55.6% | $4,779+50.7% |
| Participant deferral / active EE | $5,130 | $6,800-24.6% | $6,426-20.2% | $5,609-8.5% |
| Admin fee / account holder | $616 | $10,917-94.4% | $9,284-93.4% | $10,828-94.3% |