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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,562 | $209,422-90.2% | $178,503-88.5% | $158,982-87.1% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 19.00% | 188.81%-169.8pp | 151.12%-132.1pp | 302.99%-284.0pp |
| Employer contribution / active EE | $3,061 | $5,707-46.4% | $5,011-38.9% | $4,763-35.7% |
| Participant deferral / active EE | $2,833 | $5,955-52.4% | $5,202-45.5% | $5,983-52.6% |
| Admin fee / account holder | $310 | $17,079-98.2% | $13,987-97.8% | $11,252-97.2% |