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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,385 | $63,082-67.7% | $81,726-75.1% | $79,856-74.5% |
| Participation rate | 56.5% | 67.5%-11.0pp | 72.0%-15.5pp | 69.6%-13.1pp |
| Annual return | 17.33% | 22.66%-5.3pp | 29.49%-12.2pp | 31.71%-14.4pp |
| Employer contribution / active EE | $827 | $1,795-53.9% | $4,311-80.8% | $2,471-66.5% |
| Participant deferral / active EE | $1,678 | $2,780-39.7% | $7,108-76.4% | $3,741-55.1% |
| Admin fee / account holder | $92 | $4,428-97.9% | $5,160-98.2% | $5,306-98.3% |