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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,750 | $53,546-66.9% | $69,890-74.6% | $68,490-74.1% |
| Participation rate | 27.3% | 64.5%-37.3pp | 70.5%-43.2pp | 67.9%-40.6pp |
| Annual return | -17.50% | -13.87%-3.6pp | 190.84%-208.3pp | -7.85%-9.6pp |
| Employer contribution / active EE | $650 | $2,019-67.8% | $2,560-74.6% | $2,597-75.0% |
| Participant deferral / active EE | $1,603 | $2,957-45.8% | $3,848-58.3% | $4,028-60.2% |
| Admin fee / account holder | $77 | $4,693-98.4% | $6,267-98.8% | $5,403-98.6% |