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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,432 | $105,210+57.2% | $159,487+3.7% | $85,851+92.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 12.48% | 45.08%-32.6pp | 263.71%-251.2pp | 318.63%-306.2pp |
| Employer contribution / active EE | $12,329 | $3,319+271.5% | $4,831+155.2% | $2,565+380.6% |
| Participant deferral / active EE | $9,738 | $5,946+63.8% | $7,354+32.4% | $3,952+146.4% |
| Admin fee / account holder | $40,895 | $6,934+489.7% | $10,804+278.5% | $6,261+553.2% |