Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,336 | $105,210-80.7% | $159,487-87.2% | $85,851-76.3% |
| Participation rate | 20.0% | 75.8%-55.8pp | 82.8%-62.8pp | 69.3%-49.3pp |
| Annual return | 18.28% | 45.08%-26.8pp | 263.71%-245.4pp | 318.63%-300.4pp |
| Employer contribution / active EE | $1,450 | $3,319-56.3% | $4,831-70.0% | $2,565-43.5% |
| Participant deferral / active EE | $2,623 | $5,946-55.9% | $7,354-64.3% | $3,952-33.6% |
| Admin fee / account holder | $2,058 | $6,934-70.3% | $10,804-81.0% | $6,261-67.1% |