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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,239 | $167,533+73.2% | $151,645+91.4% | $134,545+115.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -10.41% | 7.81%-18.2pp | 3.34%-13.7pp | 418.37%-428.8pp |
| Employer contribution / active EE | $11,800 | $6,828+72.8% | $6,165+91.4% | $4,742+148.9% |
| Participant deferral / active EE | $14,323 | $8,985+59.4% | $8,363+71.3% | $6,401+123.8% |
| Admin fee / account holder | $5,742 | $13,781-58.3% | $11,614-50.6% | $11,431-49.8% |