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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,608 | $81,668+20.7% | $58,507+68.5% | $139,487-29.3% |
| Participation rate | 45.0% | 61.3%-16.3pp | 50.9%-5.9pp | 80.3%-35.3pp |
| Annual return | 16.23% | 7430.07%-7413.8pp | 4252.32%-4236.1pp | 373.84%-357.6pp |
| Employer contribution / active EE | $2,099 | $1,398+50.1% | $1,053+99.2% | $4,755-55.9% |
| Participant deferral / active EE | $4,144 | $2,554+62.3% | $1,922+115.6% | $6,713-38.3% |
| Admin fee / account holder | $1,134 | $3,212-64.7% | $2,486-54.4% | $11,407-90.1% |