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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,790 | $142,409-77.0% | $119,634-72.6% | $134,545-75.6% |
| Participation rate | 57.1% | 82.8%-25.7pp | 79.3%-22.1pp | 81.2%-24.1pp |
| Annual return | -8.61% | -12.46%+3.8pp | -14.98%+6.4pp | 418.37%-427.0pp |
| Employer contribution / active EE | $2,261 | $5,224-56.7% | $4,232-46.6% | $4,742-52.3% |
| Participant deferral / active EE | $7,736 | $6,468+19.6% | $5,601+38.1% | $6,401+20.8% |
| Admin fee / account holder | $28,440 | $13,594+109.2% | $10,329+175.3% | $11,431+148.8% |