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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,364 | $167,353-54.4% | $143,797-46.9% | $134,545-43.2% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -17.88% | 0.48%-18.4pp | -0.04%-17.8pp | 418.37%-436.2pp |
| Employer contribution / active EE | $682 | $5,620-87.9% | $4,952-86.2% | $4,742-85.6% |
| Participant deferral / active EE | $11,723 | $6,447+81.8% | $5,638+107.9% | $6,401+83.1% |
| Admin fee / account holder | $2,299 | $18,096-87.3% | $14,679-84.3% | $11,431-79.9% |