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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,132 | $155,555+13.2% | $146,866+19.9% | $155,188+13.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | -1.44% | 115.41%-116.9pp | 102.85%-104.3pp | 148.84%-150.3pp |
| Employer contribution / active EE | $29,000 | $4,647+524.1% | $4,425+555.4% | $4,248+582.7% |
| Participant deferral / active EE | $34,625 | $8,044+330.4% | $7,759+346.2% | $6,531+430.2% |
| Admin fee / account holder | $633 | $14,755-95.7% | $13,620-95.4% | $14,480-95.6% |