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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,219 | $157,304-87.1% | $141,197-85.7% | $152,909-86.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 3.67% | 64.34%-60.7pp | 71.41%-67.7pp | 345.46%-341.8pp |
| Employer contribution / active EE | $1,524 | $5,263-71.1% | $4,736-67.8% | $4,764-68.0% |
| Participant deferral / active EE | $12,700 | $7,111+78.6% | $6,710+89.3% | $5,851+117.0% |
| Admin fee / account holder | $8,000 | $12,126-34.0% | $10,265-22.1% | $11,601-31.0% |