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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,728 | $54,370-82.1% | $82,763-88.2% | $68,490-85.8% |
| Participation rate | 55.6% | 63.9%-8.4pp | 72.6%-17.0pp | 67.9%-12.3pp |
| Annual return | -13.15% | -13.67%+0.5pp | 702.45%-715.6pp | -7.85%-5.3pp |
| Employer contribution / active EE | $877 | $2,219-60.5% | $3,008-70.8% | $2,597-66.2% |
| Participant deferral / active EE | $1,285 | $3,247-60.4% | $4,395-70.8% | $4,028-68.1% |
| Admin fee / account holder | $2,688 | $4,398-38.9% | $5,325-49.5% | $5,403-50.2% |