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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,487 | $176,077+10.5% | $159,455+22.0% | $167,518+16.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.17% | 331.83%-326.7pp | 263.63%-258.5pp | 478.71%-473.5pp |
| Employer contribution / active EE | $13,035 | $5,298+146.0% | $4,830+169.9% | $4,838+169.4% |
| Participant deferral / active EE | $11,204 | $7,751+44.6% | $7,353+52.4% | $6,342+76.7% |
| Admin fee / account holder | $304,655 | $12,556+2326.3% | $10,800+2720.8% | $12,312+2374.4% |