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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,487 | $176,120+10.4% | $159,487+21.9% | $167,553+16.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.17% | 331.95%-326.8pp | 263.71%-258.5pp | 478.89%-473.7pp |
| Employer contribution / active EE | $13,035 | $5,299+146.0% | $4,831+169.8% | $4,840+169.3% |
| Participant deferral / active EE | $11,204 | $7,752+44.5% | $7,354+52.4% | $6,343+76.7% |
| Admin fee / account holder | $304,655 | $12,561+2325.4% | $10,804+2719.9% | $12,316+2373.6% |