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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,099 | $64,706-51.9% | $112,244-72.3% | $68,498-54.6% |
| Participation rate | 100.0% | 67.1%+32.9pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -16.35% | -11.40%-5.0pp | 27.46%-43.8pp | -7.84%-8.5pp |
| Employer contribution / active EE | $5,257 | $2,746+91.4% | $3,635+44.6% | $2,596+102.5% |
| Participant deferral / active EE | $5,512 | $3,565+54.6% | $4,728+16.6% | $4,027+36.9% |
| Admin fee / account holder | $1,540 | $5,231-70.6% | $6,411-76.0% | $5,403-71.5% |