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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,176 | $165,399-61.2% | $149,745-57.1% | $158,982-59.6% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 385.04% | 348.34%+36.7pp | 276.72%+108.3pp | 302.99%+82.1pp |
| Employer contribution / active EE | $1,909 | $5,105-62.6% | $4,646-58.9% | $4,763-59.9% |
| Participant deferral / active EE | $3,251 | $7,183-54.7% | $6,843-52.5% | $5,983-45.7% |
| Admin fee / account holder | $638 | $10,811-94.1% | $9,312-93.2% | $11,252-94.3% |