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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,937 | $49,897-32.0% | $80,648-57.9% | $75,177-54.9% |
| Participation rate | 37.0% | 55.3%-18.3pp | 67.0%-30.0pp | 67.2%-30.2pp |
| Annual return | 16.15% | 34.68%-18.5pp | 937.21%-921.1pp | 160.75%-144.6pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,595 | $2,992-46.7% | $4,443-64.1% | $4,126-61.3% |
| Admin fee / account holder | $4,133 | $3,579+15.5% | $5,382-23.2% | $5,651-26.9% |