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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,891 | $138,102+65.7% | $125,381+82.6% | $134,532+70.1% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -12.62% | 750.73%-763.3pp | 572.31%-584.9pp | 418.27%-430.9pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $11,162 | $7,801+43.1% | $7,448+49.9% | $6,401+74.4% |
| Admin fee / account holder | $1,560 | $11,568-86.5% | $10,007-84.4% | $11,429-86.3% |