Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,655 | $62,583-23.9% | $76,767-37.9% | $64,173-25.7% |
| Participation rate | 46.9% | 72.8%-25.9pp | 77.0%-30.1pp | 69.6%-22.7pp |
| Annual return | -8.46% | -1.95%-6.5pp | 2.43%-10.9pp | 7.63%-16.1pp |
| Employer contribution / active EE | $478 | $1,832-73.9% | $2,485-80.8% | $2,381-79.9% |
| Participant deferral / active EE | $1,504 | $3,145-52.2% | $3,852-61.0% | $3,470-56.7% |
| Admin fee / account holder | $854 | $4,667-81.7% | $6,675-87.2% | $4,887-82.5% |